How Much Money Do You Want?

It's a common daydream to wonder what it would be like to win the lottery or to receive a large, unexpected inheritance. With a big wad of cash, it seems, anything is possible. This doesn't have to be just a daydream - you can make it happen for real. But the question "how much money do you want?" is a trick question. Unless you collect money for its artistic value, you don't really want money. You want what money can buy.

For example, let's say you think you want $25,000 so you can buy a new car. Do you really want the 25 grand? No! You want the car! The same is true of retirement plans. Do you want 6 million one day? Great! What for? If it just sits in the account your entire life, grows, but is never used, it might as well have been just a daydream. If you want 6 million dollars in your pension one day, what you really want is to ensure a good standard of living for you and your loved ones well into your golden years.

Living is what it's all about. We want to live our lives. We want happiness. We want plentiful opportunities for our children and our children's children. We want vacations and spas and fine food and drink. We want freedom to do what we want when we want. Money is merely a means to an end. To get what we want, we must focus on feeling good about it and be grateful for it - as if we've already received it. We must have the blind faith that the Bible implies with the statement "Ask and ye shall receive." If what you want has a price tag associated with it, by all means take note of that and plan for that, but always keep your mind and heart focused on what you really want - which usually isn't money.

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How to Find a Fast Money Making Idea Easily?

Is there something that can really be called a money making idea? There are a lot of people who are of the opinion that there indeed are ideas that can help make money while there are others that do not. But I feel that all ideas can make money, if probably executed.

So what is important - a good money making idea or, a foolproof execution? The debate can go on and there could be numerous discussions around it. But let us concentrate on our discussion on whether we can find a fast money making idea.

What could be a money making idea? Money does not come free. Nobody will give away money for free. Hence a money making idea cannot be something where you get money for free. For that you will have to join a casino or, pick up a lottery. A money making idea, in an actual sense means exploring a market which has an opportunity of selling - a market where you might find lots of customers and very little competition. It is this information that can then be developed and carefully worked onto an excellent money making idea.

So that gives rise to another question. How will you find a product or, a market where there is little competition but a lot of customers? Such a market is normally called as a niche market. When you read the articles and blogs authored by the Gurus, you will stumble upon a term that they quite frequently use called as "niche research".

Niche research helps you identify markets that are worth exploring. It is these markets that can further give your ideas about making money. Niche research requires some effort from your end. It will not happen automatically. But with some many tools that are made available on the internet these days, thanks to ambitious marketers, niche research has become relatively easy.

What is a niche? People might have different definitions to the term "niche". But for me every market has a niche in it. How-so-ever competitive the market be, there will be a hidden niche in the market which is worth exploiting. When I entered the "make money online" niche, people professed that this niche is saturated and that I wil not find success. I still delved further into the market and today I am able to make a decent living online from the same niche.

A tool that has helped me do this is "Micro Niche Finder". I have never come across any such tool in the near future. There have been numerous keyword research and analysis tool, but James Jones, the creator of this tool, had rightly give it the name - Micro Niche Finder. It indeed finds micro niches inside markets and thus gives your scores of money making ideas.

The thumb rule as per me, if you are serious about finding money making ideas is to dig into already saturated markets. This way you have the confidence that the market has enough customers and sellers both and that it is not isolated. Then when you dig deep into it, you will be able to excavate ideas that will have huge potential customers but very little sellers as not every person is interested in research and analysis. 

Money making ideas is a fancy term to be used but niche research can surely help you find a lot of money making ideas [http://www.micronichefinderstore.info].

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Tips on Improving Your Finances for Life

There is no way to avoid dealing with money and finances these days. Therefore you should try to learn as much as possible to help you make good financial decisions and to increase your confidence about money.

When you make a budget, it should be realistic regarding your income and spending habits. Be sure to include all of your income such as alimony, child support, rental income, or any other. Always use your net income not your gross earnings in these calculations. Once you have the numbers, you can consider how to adjust your spending to stay within your income range. To maintain your budget never exceed your incoming cash flow.

The next step is to total up your expenses, and you should make a list of all monthly expenses. Your list should document each and every expense that you have whether it expense, spontaneous or just a one time expense. Remember that this list needs to have a complete breakdown of your costs. Be sure to add in expenses that you have from restaurant dinners and fast food as well as grocery bills. Reduce expenses linked to your cars, such as gas and insurance. If you have payments that you make quarterly or less frequently, divide them up to reflect a monthly payment. Make sure you include incidental expenses, for instance, baby sitters or storage unit rentals. Try to have the most accurate list possible.

Now that you have a good idea of your income and expenditures, you can start planning a new budget. Look at each expenditure on your list, and decide what you could do without. If you normally buy coffee from a cafe, calculate how much money you would save on a weekly basis if you bought it from McDonald's instead, or made it at home. Exactly what and how much you are willing to compromise is completely up to you. The first step is identifying expenses that are not necessary so you can use the money for something else.
If your utility bills are rising, you may want to upgrade your appliances to save some money. Upgrading to well-fitted double-glazed windows, for example, can reduce your heating bill dramatically. Besides you can repair any leaky pipes and only run the dishwasher with a full load.

Swap old, inefficient appliances for those that use less energy. Although doing so may cost you some money upfront, over the long-term you will save a fair penny on your utility bills. Unplug the appliances you do not need. In time you will notice significant savings in your energy consumption.

You can make a significant decrease in your heating and cooling bills by improving your insulation, as well as the roof above it. Insulation or roofing issues can be very costly, as maintaining a regular temperature in the home can be expensive. If you invest in the upgrades, it will save you a lot of money in the long run.

Using these tips not only saves you money, but it also helps you start bringing your budget under control. An expensive upgrade can save a lot of money in lowering electricity or water bills. This is one way that you can make your budget more reliable.

http://EzineArticles.com/expert/Jacques_Sassin/2352622 

THE MOST SUCCESSFUL PEOPLE IN THE WORLD GIVE ADVICE AGAIN - NEW Motivati...

How To Get Rich | 5 Rich Principles That Change Your Life

Watch the clip below and please share your thoughts. I think the underlying message is to spend your money on Assets and that will, in time, generate enough income for you to live the lifestyle you wish to. Do you agree? Px

                

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